AI-driven funding estimates

Working capital for your business, without the wait.

Complete a short application, enter your last four months of revenue, upload your bank statements, and get an instant, AI-driven funding estimate on screen. No obligation. All credit types welcome.

See how it works
24–48hTypical funding
$5MMax advance
3 minTo apply

Your instant estimate

See what you may qualify for before you talk to anyone.

Estimated advance range
$50K – $5M
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Bank-level data security
No impact to your credit to check
Instant AI-driven decisioning
All industries considered
Merchant cash advance, direct

Remove the middleman.
Deal with the lender.

You bring your business. We bring the lender. Nobody stands between you and your funding — which means nobody adds a markup on top of it.

// no processing fees  ·  no commission  ·  no broker markup
See how it works
Business owner completing a fast, successful payment — funded with FundingExpressAi
Line by line

What a middleman usually adds

CostThrough a brokerFundingExpress
Origination fee2–5% of advance$0
Broker commission8–10%$0
"Processing" fee1–10%$0
The process

How it works.

From first click to funded — simple, fast, and stress-free.

01

Submit application

Fill out our simple form and get an instant AI-driven estimate. Minimal paperwork — we guide you every step of the way.

02

Same day approval

Get a decision fast — often the same day. All credit types welcome, no exceptions.

03

Get funded

Money in your account in as little as 24 hours. Start growing your business right away.

Why FundingExpress

Built to get you funded — fast.

Instant AI estimate

Skip the guesswork. Our model reads your revenue profile and returns a funding range in seconds.

Secure by design

Your documents and SSN are handled with bank-level care. We only ask for the last four of your SSN.

Funded in 24–48 hours

Once approved, capital can hit your account in as little as one business day.

All credit welcome

We weigh your revenue and cash flow first. Bad credit doesn't automatically disqualify you.

What we offer

Our funding products.

Three funding options built for every stage of your business growth.

Merchant Cash Advance

Fast capital based on your daily revenue

Up to $500K
  • Funded in as little as 24–48 hours
  • No fixed monthly payments
  • Minimal paperwork required
  • All credit types considered
  • No collateral needed

SBA Loan

Government-backed low-interest financing

Up to $5M
  • Lowest interest rates available
  • Repayment terms up to 25 years
  • Ideal for real estate & equipment
  • Government-backed security
  • Lower monthly payments

Line of Credit

Flexible revolving credit on demand

Up to $250K
  • Pay interest only on what you use
  • Reusable — draw, repay, draw again
  • Perfect for cash flow management
  • Fast access to funds anytime
  • No prepayment penalties

Ready to see your number?

Get your instant, AI-driven funding estimate now. It's free, there's no obligation, and it won't affect your credit.

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