Please read these documents carefully. They explain how FundingExpress collects and uses your information, and the terms that govern your use of this site and its services.
Effective date: July 15, 2026 | Last updated: July 15, 2026
This Privacy Policy describes how FundingExpress ("FundingExpress," "we," "us," or "our") collects, uses, discloses, and safeguards information when you visit our website, submit an application, or otherwise interact with our services (collectively, the "Services"). By using the Services, you agree to the practices described in this Policy.
We use the information we collect to:
We use cookies, pixels, and similar technologies to operate the Services, remember preferences, understand how visitors use the site, and measure the effectiveness of our marketing. You can control cookies through your browser settings; disabling cookies may affect site functionality. Where required by law, we will present a cookie consent banner and honor your choices, including recognized opt-out signals such as Global Privacy Control, where applicable.
By submitting your phone number through our application or contact forms, you expressly consent to receive calls and text messages from FundingExpress and/or its funding partners at that number — including calls made using an automatic telephone dialing system or an artificial or prerecorded voice, and text messages (including SMS/MMS) — regarding your inquiry or application, even if your number is on a state or federal Do-Not-Call registry. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out of text messages at any time by replying "STOP," and you may ask to stop receiving calls by informing us during any call or by contacting us using the information below.
We use administrative, technical, and physical safeguards designed to protect the information we collect, including encryption of data in transit and restricted access to sensitive information such as bank statements and partial Social Security Numbers. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain personal information for as long as necessary to fulfill the purposes described in this Policy, including to process your application, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable legal requirements.
Depending on where you live, you may have rights to access, correct, delete, or receive a copy of your personal information, and to opt out of certain uses or disclosures (including targeted advertising or "sale"/"sharing" as defined under applicable law). This may include rights under laws such as the California Consumer Privacy Act (as amended by the CPRA) and similar laws in other states. To exercise these rights, contact us using the information in the "Contact Us" section below. We will verify your request and respond within the timeframe required by applicable law. We will not discriminate against you for exercising your privacy rights.
Our Services are intended for business owners who are at least 18 years old. We do not knowingly collect personal information from children under 18. If we learn we have collected such information, we will take steps to delete it.
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be communicated as required by applicable law.
If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:
FundingExpressAi
Email: support@expressfundingai.com
Website: https://expressfundingai.com
These Terms of Service ("Terms") govern your access to and use of the FundingExpress website and related services (the "Services"), operated by FundingExpress ("FundingExpress," "we," "us," or "our"). By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.
FundingExpress is a funding marketplace and lead-generation platform. FundingExpress is not a lender, is not a broker in every jurisdiction, and does not make credit or funding decisions. We help connect business owners with third-party funding partners and lenders who make independent underwriting decisions. Submitting an application through our Services does not guarantee that you will receive an offer, and any offer you do receive will come from a third-party funding partner, subject to that partner's own terms, rates, and conditions.
You must be at least 18 years old and legally authorized to act on behalf of the business you represent to use the Services. You agree to provide accurate, current, and complete information in your application and supporting documents, and you are solely responsible for the accuracy of the information you submit. Providing false or misleading information may disqualify your application and may violate applicable law.
By using the Services, you consent to receive disclosures and communications electronically and to conduct transactions electronically, including through electronic signature, to the fullest extent permitted under applicable law (including the U.S. Electronic Signatures in Global and National Commerce Act and applicable state UETA laws). You may withdraw this consent at any time by contacting us, though doing so may limit your ability to use certain features of the Services.
All content on this site, including text, graphics, logos, and software, is owned by or licensed to FundingExpress and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Services without our prior written consent.
You agree not to:
The Services may contain links to third-party websites and may connect you with third-party funding partners and lenders. We do not control and are not responsible for the content, policies, decisions, or practices of any third party. Any agreement you enter into with a funding partner or lender is solely between you and that party, and is governed by that party's own terms and disclosures.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY ESTIMATE, DECISION, OR OUTCOME WILL BE ACCURATE OR RESULT IN FUNDING.
TO THE FULLEST EXTENT PERMITTED BY LAW, FUNDINGEXPRESS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES OR ANY FUNDING DECISION MADE BY A THIRD PARTY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICES SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE SIX MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
You agree to indemnify, defend, and hold harmless FundingExpress and its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Services, your violation of these Terms, or the inaccuracy of information you submit.
[PLACEHOLDER — ARBITRATION CLAUSES REQUIRE ATTORNEY DRAFTING] Please have counsel draft this section to reflect your intended dispute-resolution process. Typical provisions address: binding individual arbitration administered by a named arbitration provider; a class-action and jury-trial waiver (enforceability varies significantly by state and by the nature of the claim); notice-and-cure procedures before filing a claim; and carve-outs for small-claims court and injunctive relief. Arbitration and class-action-waiver clauses are heavily regulated and frequently litigated — do not publish boilerplate language here without review by a licensed attorney in the states where you do business.
These Terms shall be governed by the laws of the State of New York, without regard to its conflict-of-laws principles, except where preempted by federal law. If you are a business owner located outside New York, this choice of law does not override any non-waivable consumer or small-business protections you may be entitled to under the law of your own state.
We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including violation of these Terms. Sections of these Terms that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution) will survive.
We may modify these Terms at any time. Changes are effective when posted, with the "Last updated" date revised accordingly. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms can be directed to:
FundingExpressAi
Email: support@expressfundingai.com
Website: https://expressfundingai.com
